IMPS payments and NEFT payments have been around for a while. However, UPI payment is an updated version of these. The account holders can send a certain amount without paying additional fees using UPI payments from one bank account to another. Every UPI user must set up a UPI account and a UPI PIN, which serves as the transaction’s verification password. Choose the recipient’s contact from the contacts list to transact or input the recipient’s contact phone number to send money via UPI. Today UPI payments are so popular that several UPI payment apps are on the market.

The following features of the UPI payments system have made it worthwhile for so many people:

  1. A user is not required to provide specific information about the recipient to send money via UPI. You may easily choose the recipient’s contact from your contact list to send the money amount via UPI in no time.
  2. UPI money transfers are much less complex than traditional payment methods and may be completed in seconds.
  3. Individuals can even request money from other people using the UPI payment function, which is not possible with any other form of payment.
  4. Practically all banks facilitate UPI transactions via smartphone apps which are free of additional costs.

Nowadays, all of the service providers have added the UPI payment method option so that completing payments has become much easier and faster. Some of the best UPI payment apps on the market include MobiKwik.

Benefits of Electric Bill Online Payment using UPI:

In the present day, more and more businesses are switching to online billing solutions. Even electricity service providers like SBPDCL, CESC, BESCOM, etc. are switching online to keep up with digitization. 

Let us see how the UPI payment system facilitates us to pay our electricity bills with ease:-

  • Zero Delays: You can connect and use multiple bank accounts with the advanced UPI payment systems to pay your electricity bill online quickly and without any delays. It ensures nothing keeps you from completing your electricity bill payments on time.
  • Easy to Organize: You run the risk of quickly losing track of your payments if you pay your bills in an outdated style owing to a lack of organization. Online UPI payment apps have come with a life-saving feature of notifying you before your bill payment deadline. It helps you organize your bills, and you don’t miss any payment deadlines.
  • Simple Procedure: You can save time by online paying your SBPDCL Bihar electricity bills. Instead of writing checks, looking for cash and filing mountains of paperwork, with an existing bank account, set up your UPI id and password. Now, you can pay your electricity bills easily in an instant from different apps and websites like MobiKwik
  • Gain Rewards: Making UPI payments online through websites and applications like MobiKwik provides benefits for customers, such as getting offers and discounts that enable them to save money over time.

Automate Regular Payments: By setting up automatic payments for monthly costs, you can ensure that payments are always paid on time and perhaps avoid thinking about them ever again. You may accomplish this by using well-known applications like MobiKwik.


Of course, using UPI payments has both advantages and disadvantages. In actuality, the benefits of online UPI transactions outweigh their disadvantages by a wide margin making it a boon over a bane.

For convenience, you should use the best and most reputed online payment processor for the protection of your money as well as your customer base if you are a business owner.

After evaluating the development of online payments, it is anticipated that they will spread across society over the following years because so many consumers and businesses have already started utilizing them as they’re fast and easy to use.You can use MobiKwik as the best service provider to pay energy bills from any area, including BESCOM online power bill payments, TNEB online electricity bill payments, CESC bill payments, etc.